WHAT IS A STARTER CHECK?

You just opened a new checking account, and the bank employee gave you a few blank checks she called starter checks. Confused, you wonder what a starter check is, but don’t ask because you have other things to do.

STARTER CHECK

Does not have pre-printed personal information on the check. It has a very low check number in the upper right-hand corner. May or may not have the bank account number printed along the bottom.

PERMANENT CHECK

Comes with pre-printed personal information on the check. Can have a high or low check number printed on the check. The bank routing number and customer account number printed on the bottom of the check.

WHAT PLACES ACCEPT STARTER CHECKS?

While starter checks may sound like they come with their fair share of limitations, some businesses accept counter checks as they would a regular check.

CASHING STARTER CHECKS

The best way to find out whether you will be able to use your starter checks for cash is to do a bit of online research or to reach out to the place you need to go. Ask if they accept starter checks before you head over.

HOW TO WRITE A TEMPORARY CHECK

If you want to make a payment using a starter check, you must first fill out your personal information. This includes your full name, address, and phone number.

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